The different systems on your home have a varying but somewhat predictable life span. Most of the information gathered for a four point inspection pertains to just that. However, the information is not limited to the life expectancy of the systems. Also, considered are issues such as type of wiring used in the home and even the manufacturers of the equipment. We also look for signs of equipment or system failures. Our report will help the homeowner know what areas need to be rectified in order to gain the coverage they need.
Each system has a major appliance attached to it which has a limited lifespan. Electrical Breaker Boxes (40-50 years), Water Heaters (14 years), Air Condensers and Handlers (15 years) and the roof covering (shingle, metal, concrete, composite)
Each system is evaluated based upon age and expected life left. Each insurance company is different in what they require in remaining system life to issue insurance for the home. Some systems will far exceed their estimated life expectancy, others will fail long before their life expectancy.
The 4-Point inspection report describes the condition and age of these major systems.